Floyd County, TX Property Records

    Floyd County is a South Plains county in northwest Texas, south of Lubbock County. Its population at the 2020 U.S. Census was 5,842, with 2025 estimates placing it near 5,042 and declining. The county seat is Floydada; Lockney is a smaller incorporated city. Providence is a smaller community. The county was created in 1876 and organized in 1890. It is named for Dolphin Ward Floyd, a soldier who died at the Battle of the Alamo in 1836.

    The housing market is very affordable but slow. The median property value is approximately $89,600, well below the Texas statewide average. Days on market range from 2 to 139, depending on property type. Monthly transaction volumes are typically two to five sales. The median household income is approximately $51,132. According to Federal Reserve Economic Data, an estimated 27–31% of households are cost-burdened.

    The Floyd County Clerk does not offer an online records portal but accepts emailed copy requests at coclk@co.floyd.tx.us. Certified copies carry a $6 certification fee (not the standard $5) in addition to the per-page fee.

    Who Keeps the Official Land Records

    All official land records in Floyd County are maintained by the Floyd County Clerk. The office is located at the Floyd County Courthouse in Floydada, Texas.

    What County Property Records Include

    The County Clerk maintains all instruments affecting the ownership and encumbrance of real property. Recorded documents include:

    • Deeds: Warranty deeds, quitclaim deeds, special warranty deeds, trustee deeds, and correction deeds.

    • Deeds of Trust: The primary mortgage instrument in Texas; conveys a security interest to a trustee on behalf of a lender.

    • Releases and Reconveyances: Discharge instruments releasing liens or deeds of trust once obligations are satisfied.

    • Oil and Gas Leases: Mineral leases, assignments, ratifications, and releases.

    • Easements and Rights-of-Way: Pipeline easements, utility easements, and access rights.

    • Mechanic's and Materialman's Liens: Filed under Chapter 53, Texas Property Code.

    • Powers of Attorney: Including durable and real-property-specific instruments.

    • Assignments: Including assignments of leases, rents, and mineral interests.

    • Lis Pendens: Notices of pending litigation affecting title.

    • Subdivision Plats: Plat maps of subdivisions within the county.

    How to Access Floyd County Property Records

    Online Access

    Floyd County does not offer an official online records portal. Search Texasfile and select Floyd County for index searches and document images where available. For records not available online, email the Clerk at coclk@co.floyd.tx.us with instrument details.

    In Person

    Visit the Floyd County Clerk at 105 S. Main, Room 101, Floydada, TX 79235 during office hours.

    By Email

    Submit copy requests to coclk@co.floyd.tx.us. Include the instrument description (grantor/grantee names, approximate date, document type) and contact information. Staff will advise on fees and turnaround.

    By Mail

    Mail requests to P.O. Box 249, Floydada, TX 79235-0249. Include instrument details, payment ($1.00/page plus $6.00 certification for certified copies), and a self-addressed stamped envelope.

    What's Not at the County Clerk's Office

    • Property Appraisal: Floyd County Appraisal District.

    • Property Taxes: Floyd County Tax Assessor-Collector. Contact through the courthouse.

    • Texas RRC: RRC to verify any oil and gas activity.

    Step-by-Step: How to Pull a Deed Online

    To research a property deed using online resources:

    • Search TexasFile: Go to Texasfile and select the county. Search by grantor/grantee name, document type, and date range.

    • Identify the instrument: Note the volume and page number or instrument number and recording date.

    • Retrieve a copy: Download images if available. If not, contact the County Clerk at coclk@co.floyd.tx.us or mail a request to P.O. Box 249, Floydada, TX 79235.

    • Verify appraisal data: Cross-reference the parcel for assessed value, ownership, and exemption status.

    • Check mineral interests: Search the Texas RRC for well locations and production data.

    • Confirm tax status: Verify current tax payment history with the County Tax Assessor-Collector.

    Cities & Towns in Floyd County

    • Floydada: County seat. Population approximately 2,590. Self-styled "Pumpkin Capital, USA." Location of the county courthouse and principal county services.

    • Lockney: Smaller city in the south of the county. Population approximately 1,500.

    • Providence: A very small unincorporated community.

    City/Town Resources for Assessments & Taxes

    • Floyd County Appraisal District:

    • Floyd County Tax Assessor-Collector: Contact through the courthouse.

    • Texas Comptroller

    County-Specific Nuances

    • No online portal email requests accepted: Floyd County does not maintain an online records portal. Researchers who cannot visit in person should use TexasFile for available index and image data, then email the Clerk at coclk@co.floyd.tx.us for records not yet digitized. Include specific instrument details in any email request.

    • Certification fee is $6.00, not the standard $5.00: Floyd County charges $6.00 for document certification rather than the more common $5.00. Include the correct fee to avoid delays in processing mail or email requests.

    • Ogallala Aquifer dependency water rights instruments: Floyd County's cotton and pumpkin agriculture depends on Ogallala Aquifer irrigation. Water rights instruments, irrigation easements, and underground water district regulations are increasingly significant for long-term land use and value. Search for these instruments when researching agricultural parcels.

    • No significant oil production, but mineral search still advisable: Floyd County has no active oil and gas production of consequence. However, mineral estates may have been severed historically. A complete title search for rural parcels should include a mineral instrument search.

    • Texas uses a County Clerk, not a Recorder of Deeds: The County Clerk is the statutory custodian of all recorded land instruments under the Texas Local Government Code.

    • Texas uses deeds of trust, not traditional mortgages: Search for "deed of trust" rather than "mortgage" when examining encumbrances.

    • Severed mineral estates are common: A deed to the surface does not convey mineral rights unless explicitly stated. Mineral ownership must be traced through a separate chain of instruments.

    • Texas homestead rights: Both spouses must sign a deed or deed of trust conveying or encumbering the homestead.

    • Community property state: Property acquired during marriage is generally owned equally by both spouses.

    • Agricultural land exemptions: Land qualifying for ag appraisal is valued on productive capacity rather than market value. Assessed values may be substantially lower than market value.

    Typical Contents of a Floyd County Property Record

    • Deeds:

      • Grantor and grantee names

      • Full legal description

      • Consideration

      • Warranty covenants

      • Acknowledgment

      • Recording volume

    • Deeds of Trust:

      • Borrower,

      • Lender, and trustee names

      • Loan amount

      • Legal description

      • Power of sale clause.

    • Agricultural Leases:

      • Lessor and lessee names

      • Description of leased premises

      • Term

      • Permitted use

      • Annual payment.

    • Irrigation Easements:

      • Parties

      • Description of the easement corridor

      • Permitted use

      • Water source

      • Term.

    • Releases:

      • Reference to the original deed of trust

      • Statement of satisfaction

      • Lender signature.

    Recording Changes to Property Titles

    All instruments affecting real property must be recorded with the County Clerk in person, by mail, or through an approved e-recording service.

    Documents must satisfy the following requirements:

    • Acknowledgment: Must be acknowledged before a notary public; dated on or after execution.

    • Legal Description: Complete legal description referencing the appropriate survey, abstract number, and block/lot designations.

    • Legibility: 8.5 x 11 inches, clearly printed, with a 3-inch top margin on the first page.

    • Grantor/Grantee Names: All parties identified by full legal name.

    Practical Research Flow (Checklist)

    • Identify the parcel: Obtain the legal description from the deed, tax records, or the county appraisal district.

    • Search the grantor/grantee index: Use TexasFile or the County Clerk's in-office index.

    • Retrieve deed documents: Trace all deeds in the chain of title. Review for legal description accuracy, warranty covenants, and reservations.

    • Search for encumbrances: Search for deeds of trust, mechanic's liens, lis pendens, and other recorded encumbrances.

    • Review oil and gas instruments: Search for mineral-related instruments. Determine whether the mineral estate has been severed from the surface estate.

    • Check Texas RRC records: Visit RRC for active wells, operators, and production data.

    • Verify appraisal and tax status: Confirm assessed value, exemption status, and tax payment history.

    • Confirm homestead status: Determine whether the property carries a homestead exemption.

    • Review plat records: For subdivided properties, confirm plat recording.

    • Obtain certified copies: Fees vary by county; confirm with the Clerk before mailing payment.

    Appendix A - Municipalities in Floyd County, TX

    Floyd County, TX, has 2 incorporated cities and numerous unincorporated communities.

    • Cities: Floydada, which is the county seat and largest city, and Lockney.

    • Unincorporated Communities and Census-Designated Places: Aiken, Allmon, Barwise, Boothe, Cedar Hill, Cereal, Crume Gin, Dougherty, Fairmont, Gray Mule, Harmony, Johnfarris, Lakeview, Lone Star, McCoy, Muncy, Plains Assembly, Providence, Sandhill, South Plains, and Sterley.

    These communities do not operate as independent municipalities; instead, they fall under the governance of Floyd County or remain unincorporated areas within the county. (Wikipedia).

    Appendix B - Key Contacts & Portals